Myths To Avoid About Home Buying

When it comes to home buying a home, there’s a ton of different information available out there. A lot of what has been presented as “fact” actually is quite false. These misconceptions could keep you away from achieving the very real dream of home ownership. Below, you’ll find some of the most common myths that you’ll find about home buying.

If Your Credit Score Isn’t Up To Par, You Can’t Buy

To get good mortgage rates, having a good credit score doesn’t hurt. You can still buy a home if you don’t have amazing credit. A low credit score means that your mortgage rates will be higher than the average. There are loans like FHA loans, that allow for you to get a loan with a credit score as low as 580. Don’t let a lower credit score discourage you from buying a home. If your credit score is low, there are plenty of things that you can do to help you fix the score in a short period of time.  

You Need 20 Percent Down To Buy A Home

This is a long-standing myth about home buying. While putting down 20 percent on a home purchase saves you the extra expense of Private Mortgage Insurance (PMI), you can still be in the running to buy a home if your down payment is less than 20 percent. There are even some home loan programs that allow buyers to put as little as 0-3 percent down for the purchase of their home.

You Have To Make A Lot Of Money To Buy A Home

Your monthly income is one of many aspects of your financial life that’s considered when you’re buying a home. Home loans can be denied to those who make a large income just as easily as to those who have lower incomes. What matters is the debt-to-income ratio, which tells lenders how much debt a buyer has compared to the amount of income the buyer makes each and every month. Keep your debt down, and you’ll be in good shape to buy a home. 

You Don’t Need To Be Pre-Approved To Get A House

Being pre-approved gives you an upper hand in the home buying process. Being pre-approved allows your lender and you to go through the entire process of getting a mortgage. When you find a home that you love, you’re able to breeze through the process of making an offer if you’re pre-approved. The pre-approval process is one of the most important aspects of buying a home. 

If you’re prepared with knowledge, buying a home isn’t such a daunting process after all. Find a realtor you trust, understand your finances, and the rest will fall into place!

Open house on 8/13/2017 at 97 Bogastow Brook Road Sherborn, MA 01770


Date: 08/13/2017 Time: 12:00 PM to 1:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

Elegant & stately five bedroom Colonial surrounded by lush landscaping, brick patios, gorgeous pool & cabana area. Living areas are graciously proportioned and include large marble foyer, first floor study, four season sunroom with cathedral ceilings just off the dining room and family room areas. Classic living and dining areas are great for entertaining. Open kitchen with stainless ovens, wide pine floors and cherry cabinets that open to large breakfast nook and family room. Mudroom entrance to the side/rear with tiled floors offer ample storage and back staircase to second floor. A generous sized landing on the second floor has expansive hall with four sunny bedrooms & stairs leading up to third floor which has fifth bedroom/bonus area. Finished lower level with both carpet and tiled areas with large laundry room. Three-car detached garage with storage above. Enjoy sailing and swimming in Sherborn’s own Farm Pond and Dover-Sherborn top-rated schools.

How to Remove Pet Odors from Your Home

If you own a dog, cat or other pets and plan to list your residence soon, there may be no time like the present to conduct an in-depth home cleaning. By performing extensive home cleaning, you can eliminate pet odors from your residence and ensure that your house is show-ready.

Ultimately, there are many quick, easy ways to remove pet odors from your house, including:

1. Wash your pet regularly.

When was the last time that you gave your pet a bath? If it’s been a few months, now may be the perfect time to wash your pet thoroughly.

Ideally, you should bathe your pet at least every two weeks. This will help reduce the risk of pet odors that can emanate throughout your residence.

To bathe your pet properly, it is paramount to eliminate loose fur during the lathering process. Also, use a drain cover in your bathtub or shower to prevent pet hair from clogging the drain.

2. Clean your pet’s bed.

Pet beds may be used frequently, and as a result, can collect assorted pet odors over time. Fortunately, these beds usually are simple to clean.

In many instances, pet beds are machine-washable. Look at the tag attached to the bed itself, and you likely will find instructions about how to wash this bed.

Also, be sure to clean your pet’s bed on a monthly basis, at the very least. This will ensure pet odors won’t linger for an extended period of time.

3. Don’t hesitate to reach out for professional assistance.

As a home seller, it is essential to do everything possible to keep your house looking and smelling great. Thus, if vacuuming the furniture, scrubbing the floors and other home cleaning tasks aren’t enough to eliminate pet odors, it may be worthwhile to reach out to a professional home cleaning company for extra help.

A home cleaning company will allocate significant time and resources to clean your residence from top to bottom. That way, your home will look show-ready in no time at all.

Perhaps best of all, a home cleaning company always employs friendly, diligent staff members who are happy to help you in any way possible. These staff members will make it easy to remove pet odors from your residence and can even offer expert guidance to prevent these odors from returning to your home.

Lastly, if you need help selecting a home cleaning company, a real estate agent may be able to assist you.

A real estate agent can provide insights into the top home cleaning companies in a particular city or town. He or she also can serve as a guide throughout the home selling journey, ensuring that you can showcase your residence to the right groups of homebuyers.

If you’re struggling to remove pet odors from your residence, you’re not alone. But with the aforementioned tips, any home seller can quickly and effortlessly eliminate pet odors from a home, thereby increasing the likelihood of a fast, profitable home sale.